Equity mutual funds invest predominantly in equities. They usually deliver higher returns than debts funds but they also have a high element of risk. Equity funds work and function like equity shares. It shares the fluctuation of the equity market hence it is a risky investment. Equity funds can be further classified under largecap, midcap, smallcap, multicap, diversified, thematic and ELSS. These diversification is based on the size of the companies invested in, the type of industry etc.

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Debt mutual funds invest in corporate and government bonds, corporate debt securities and money market instruments. Debentures have a low risk profile because they are secured against physical assets. They are also known as Income Funds or Bond Funds. These funds are synonymous with stability. Therefore, these funds are less risky than equity funds, offer regular income and are recommended to investors who are creating a portfolio with the least risk.

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These schemes invest in two or more asset categories so that the investor can benefit from both. These kinds of funds help you get a balanced portfolio with a mix of equity and debt instruments. It aims for the potential growth of equities and also provides stability to your portfolio which comes with debt funds. These are more popular with people looking to maximise profits with moderate to low risk in investment.

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ITI Mutual Fund Trustee Pvt. Ltd

Mr. Sudhir Valia

Mr. Sudhir Valia is a member of the Institute of Chartered Accountants of India and carries more than three decades of experience in taxation and finance. He has been a Director of Sun Pharmaceuticals Industries Ltd. since the inception of the company and was instrumental in the excellent growth and profitability of the company over the last two decades. He is also on the Board of Taro Pharmaceuticals Ltd. He was awarded the CNBC TV18 ‘CFO of the Year’ in the Pharmaceutical and Healthcare Sectors for two consecutive years (2011 and 2012). He has also been awarded the Adivasi Sevak Puraskar (2008-09) by the Government of Maharashtra. Mr. Sudhir Valia is also the mentor and one of the shareholders of ITI Group.

Mr. T.P. Ostwal

Mr. T. P. Ostwal is a Chartered Accountant and in practice for last 40 years. He is a Senior Partner of M/s T. P. Ostwal & Associates LLP & DTS & Associates and on the board of several companies. He has experience in FEMA Tax, International Tax, Transfer Pricing, Valuation, etc. Mr. Ostwal was one of the members of Govt. of India’s committee drafting Transfer Pricing Regulations in India in 2001. Mr. Ostwal is a visiting professor at Vienna University Austria for teaching International tax for LLM studies and is a member of Transfer Pricing sub-committee of UN since inception. He was a member of the Expert Committee set up by the Central Board for Direct Taxes for framing transfer pricing regulations in India. He has authored various books on a range of subjects covering International Taxation, Transfer Pricing and Black Money Law in India. He is a member on the board of reputed companies.

Mr. Naushad Panjwani

Mr. Naushad Panjwani is a Founder & Managing Partner at Mandarus Partners focusing on cross-border Mergers & Acquisitions Transaction Advisory. He has served as a Senior Executive Director for Knight Frank India and is a member of the Institute of Chartered Accountants of India.

Ms. Priti Savla

Ms. Priti Savla is a Chartered Accountant and a fellow member of ICAI, New Delhi. She is also a qualified Information System Auditor and holds a certificate in entrepreneur’s development program from Indian School of Business (ISB), Hyderabad and on Forensic Accounting and Fraud Prevention from the ICAI. She is a partner in K P B & Associates, Chartered Accountants and a director in Perch Strategic Advisors Private Ltd. and Perch Foundation. She is serving as an Independent director on the board of listed companies, Aarti Industries Ltd. and Aarti Drugs Ltd. She is a Chairperson of the WIRC of the ICAI, serving as the Regional Council member of WIRC of ICAI since 2013-14. She is a member on various committees and life member of the professional organizations and social organization - Chamber of Tax Consultants, Bombay Chartered Accountants’ Society. Ms. Savla has an exposure about 20 years in the areas of strategic planning, business advisory, process set up, risk mitigation and project finance.

Management team